Disclaimer

 

LEGAL DISCLAIMER FOR Exeter Health & Life Brokerage, LLC:

Please read the legal disclaimer carefully as it contains important information regarding your legal rights, remedies and obligations.

Informational statements regarding health care plans, insurance quotes, and any other pertinent quote and coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy, health care plan, or any other product or service addressed on this website.  If you have any concerns please consult the actual policy, member benefits package, with your carrier or agent for details regarding terms, conditions, coverage, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to the final determination of the underwriting qualifications and acceptance by the insurance underwriting company providing such products or services.

This website does not make any representations that coverage does or does not exist for any particular person, claim or loss, or type of claim or loss, under any plan, policy, or product it presents.  Whether coverage exists or does not exist for any particular claim or loss under any policy is determined by the applicable insurance carrier or company. 

State licensed in:   

The products and services included in this website are intended for residents of the state of Florida and Iowa or persons looking to establish residency in Florida or Iowa and are searching for insurance information.  Nevertheless, it is neither an offer to sell insurance nor an advertisement of insurance in any place except the state of Florida, Texas, Tennessee, and Iowa. Exeter Health & Life Brokerage, LLC is only licensed to write business under its license (i.e., Life, Including Variable Annuity & Health) in the state of Florida, Texas, and Tennessee. Note: we are only licensed as an insurance producer for Accident & Health in the state of Iowa.

Furthermore, EHLB is only appointed with International Medical Group (IMG) to sell Travel Medical Insurance & International Health Insurance. Their other category iTravelInsured - Travel Insurance on IMG’s website is not part of EHLB’s contract with IMG as it requires a Property & Casualty license.

No warranties:

The user of this website assumes all responsibility and risk for the use of this website and the Internet generally.  Exeter Health & Life Brokerage, LLC disclaims all warranties, representations or endorsements, expressed or implied, with regard to the data, information and material included in, or accessible from, this website or the Internet. Exeter Health & Life Brokerage, LLC has the right to discontinue, change or update any data, information or material included in the website without prior notice, and they do not assume any legal liability or responsibility for the accuracy, completeness or usefulness of any data, information or material included in, or accessible from, this website. No advice or information given by Exeter Health & Life Brokerage, LLC shall create any warranty that the data, information and material included in the website or on the Internet will be uninterruptible or error free or that any data, information, software or other material accessible from this Web site is free of viruses or other harmful components. 

In no event shall Exeter Health & Life Brokerage, LLC be liable for any compensatory, special, direct, incidental, indirect or consequential damages, exemplary damages or any damages whatsoever resulting from loss of use, data, information or profits arising out of or in connection with the use or performance of the data, information or material included in this website or on the Internet generally or on any other basis.

All product names, logos and images are property of their respective owners.  All company, product, images and service names used in this website are for identification purposes only and are being used with expressed permission from each owner. Use of these names, logos, and brands does not imply endorsement.  Do not copy or use any images without explicit consent and approval from its owner regarding copyright, trademark, or ownership, etc…